In this next chat, I pick up where I left off on BINs because there’s far too much nuance to squeeze into just 2 minutes. But that’s the goal of #TheShot: breaking down complex payments topics into sharper, simpler takes so merchants can make clearer, smarter decisions about their payment infrastructure.

So what’s covered in this episode?

We talk about how BINs are not just identifiers, they’re decision drivers.

▪️ They dictate routing logic
▪️ Influence retry and decline handling
▪️ Shape the authentication path

… and ultimately impact performance, cost, and control.

Yet BIN tables remain some of the most outdated datasets across the payments chain. Most acquirers and PSPs only update them once or twice a year, while issuers are launching new card products, attributes, and configurations at pace.

The responsibility to ingest and reconcile those changes sits with each provider. That creates a systemic lag: by the time the PSP reflects a new BIN range, that product may already be shaping the merchant payment performance, without them even knowing.

So how do we slove a problem like this 🤔 …

Catch the episode now and drop us your thoughts👇

#payments #BINstrategy #merchantinsights
NORBr x Paypr.work [ˈpeɪpəwəːk] 💫
#PayDecoding #Fintech #Payprwork #MerchantPayments #PaymentShots